Gap cover vs medical aid: Where the bill can still find you
Medical aid and gap cover work together, but they are not the same thing. Understanding where one ends and the other begins could prevent an expensive surprise.
What is an emergency fund, and how much should you have?
An emergency fund can prevent financial disasters. Here's how much to save and where to keep it.
Five banking fees South Africans still pay unnecessarily
Many South Africans pay avoidable banking fees every month. Here's how to identify it and reduce unnecessary costs.
Stablecoin payments may be fast but SARS still wants records
Freelancers are increasingly being offered payment in stablecoins by overseas clients. While the process may be faster and more convenient, it does not remove the need for proper records, tax compliance and careful administration.
Cape Town after the storms: Why emergency money is emotional before it’s financial
Cape Town’s storm week left many residents with flooded homes, damaged belongings and sudden financial stress. Emergency money becomes emotional very quickly when stability disappears overnight.
How to plan a Mother’s Day weekend without torching your budget
One thoughtful afternoon can mean more than a table booking nobody could afford in the first place. Mother’s Day should not end with financial regret on Monday morning.
JSE strength and the “Should I care?” guide for Cape Town retail investors
Green market headlines sound impressive until you open your banking app and your balance looks exactly the same. Capetonian investors should ask how the JSE's strength affects everyday financial life.